Bank Account
SETTING UP A BANK ACCOUNT
Opening a Polish bank account allows you to avoid unfavourable currency conversion when receiving your salary or shopping in Poland and makes it easier to obtain a Trusted Profile (more information about Trusted Profile).
To create an account, a visit to the branch is required. It is best to contact the bank's hotline directly to ask what documents are required and make an appointment to avoid long waiting times. Most banks offer service in English, but you need to stay on the line until the voiceover reads an option for English.
Most banks do not require PESEL number
If you do not have a PESEL number, you can still open an account in most banks (check the list below), but once you get a PESEL number, you must immediately notify your bank to update your data.
Handling Costs:
FOR THE CARD: In order for the card to be for PLN 0, you must ensure that the account is credited with min. PLN 500 and make 1 transaction by card or BLIK. Otherwise, the fee for the account card will be PLN 8
FOR THE ACCOUNT: In order for the account to be for PLN 0, you must ensure that the account is credited with min. PLN 500 and make 1 transaction by card or BLIK. Otherwise, the account fee will be PLN 6.
In total PLN 0 or PLN 14.
PESEL required: No
Helpline: Monday to Friday between 8.00 and 20.00
1 9999 in Poland
+48 61 81 1 9999 from abroad
Handling Costs: PLN 0, if:
- you provide monthly inflows to your account in the amount of min. PLN 500 and you will perform min. 1 card transaction (or PeoPay, Apple Pay) per month or
- you are under 26 years of age.
PESEL required: No
Helpline: 24/7
Handling Costs: the discount depends on the selected card to the account. The monthly fee for the card may be: PLN 0 for the "Karta Otwarta na Dzisiaj", if you are under 26 years of age or have made at least 3 non-cash transactions with the card (or Google Pay / Apple Pay), otherwise a fee of PLN 5.
The commission for the “Karta Otwarta na Świat” is fixed and amounts to PLN 6, and the commission for the “Karta Otwarta na Świat Mastercard” is PLN 10.
PESEL required: No
Helpline: 24/7
+48 500 990 500
+48 22 134 00 00
Handling Costs: PLN 0 if you make transactions with the card (or Apple Pay, Google Pay) in a given month for the amount of at least PLN 300.
PESEL required: No
Helpline: Monday to Friday between 9.00 and 17.00
19 502
(+48) 12 370 70 00
(+48) 799 608 502
Handling Costs: ATM withdrawals:
- PLN 0 for withdrawals from Citibank's own ATMs
- PLN 0 for the first 4 withdrawals from foreign ATMs in a month
- PLN 8 for other withdrawals from foreign ATMs in the month
PESEL required: No
Helpline: Monday to Friday between 8.00 and 21.00
+48 22 692 24 84
Handling Costs: PLN 0
if you make transactions with the card (or Apple Pay, Google Pay) in a given month for the amount of at least PLN 300 or PLN 200 if you are under 26 years of age.
PESEL required: No
Helpline: English daily 8:00-22:00
+48 32 357 00 69
Handling Costs: PLN 0 if you make 1 card or Blik transaction (people aged 18-26) otherwise 5 PLN or 5 transactions with a payment card or Blik (people over 26 years old) otherwise PLN 11
PESEL required: in some cases - ask a consultant about your individual situation
Helpline: 24/7
801 331 331 from landlines and cell phones
(+48) 22 598 40 40 from cell phones and from abroad
Handling Costs:
FOR THE CARD: PLN 0 if:
- you will ensure monthly inflows to your account in the amount of min. PLN 1,000 and
- you will do min. 1 card transaction (or BLIK, Apple Pay, Google Pay) per month, otherwise PLN 9
FOR THE ACCOUNT: PLN 0 if:
- you will ensure monthly inflows to your account in the amount of min. PLN 1,000 and
- you will do min. 1 card transaction (or BLIK, Apple Pay, Google Pay) per month, otherwise PLN 7
In total PLN 0 or PLN 16.
PESEL required: Yes
Helpline: weekdays 8 am - 8 pm.
19 019 from abroad and from cells
+48 71 35 49 009
Handling Costs: The fee will not be charged if you make non-cash transactions in each month with a value of at least PLN 350, otherwise PLN 7
PESEL required: Yes
Helpline: 24/7
783 300 800
(+48) 42 6 300 800
UNIVERSITY OF LODZ
Narutowicza 68, 90-136 LODZ
fax: 00 48 42/665 57 71,
tel: 00 48 42/635 40 43
NIP: 724 000 32 43
