Social security assurance contributions will be deducted from your stipend for as long as you receive it - because it is mandatory under legal regulations.
Please report any change in your data (name, address, starting or quitting an employment contract) to the Doctoral Schools Centre to update your profile in the state-run system.
Is this the same as health insurance?
The said commissions do not include health assurance. However, it is only after having registered for social security purpose (which is done shortly after your arrival at the Doctoral Schools) that you will be able to sign up for NFZ/ZUS state health service plans on your own (this requires having a Polish PESEL number issued and signing up an agreement at these external offices) in order to use state health services freely. Then, it should be noted that while an NFZ/ZUS agreement is voluntary, you may find it helpful for many reasons, including temporary residence formalities. Please note that this remark concerns non-EU newcomers (EU citizens may use EHIC card and their stay generally follows different procedures).
Also, in any case, you may decide for private health insurance plan as an alternative or in addition to NFZ scheme.
You can get extra insurance for the entire academic year – starting from just PLN 48 per year.
Voluntary accident insurance (NNW) and liability insurance (OC) packages at Merydian insurance broker (Compensa company / Vienna Insurance Group) is available to UL doctoral students regardless of citizenship. It provides coverage during research, teaching activities, internships, and also during leisure time – in Poland and abroad.
Find out about scope of coverage by selecting a package and clicking on “More” button: unilodz.merydian.pl (note language switch PL/EN).
Annual premium: PLN 48 or PLN 85 (depending on the chosen package);
Premium paid by November 15, 2025, guarantees coverage from the day of signing up till 30/9/2026.
This insurance can be purchased online at:
You can enjoy fast and convenient medical care with LUX MED for the coming months. Price plans (for PhD students at Doctoral Schools) start from PLN 112,18 per month. The amount is deduced from your stipend. Submit your declaration till the 20th day of the month at the Payroll Department (Room 1, ground floor, Rectorate building, ul. Narutowicza 68) on weekdays 7:30am-3:30pm (8am-1.30pm in July and August) to activate your package valid from the 1st day of next month till 30 April 2028. To use your package, you will need to create an account in Lux Med Patient Portal (portalpacjenta.luxmed.pl)